{"id":611,"date":"2020-05-19T04:32:37","date_gmt":"2020-05-18T23:02:37","guid":{"rendered":"https:\/\/digitalbangali.com\/?p=611"},"modified":"2020-05-19T04:32:37","modified_gmt":"2020-05-18T23:02:37","slug":"know-about-credit-score","status":"publish","type":"post","link":"https:\/\/www.digitalbangali.com\/know-about-credit-score.html","title":{"rendered":"\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7 \u099c\u09be\u09a8\u09c1\u09a8"},"content":{"rendered":"\n<p>\u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09bf\u0982 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u0997\u09c1\u09b2\u09bf \u098b\u09a3\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09a8\u09bf\u09df\u09c7 <strong><a aria-label=\" (opens in a new tab)\" href=\"https:\/\/digitalbangali.com\/know-about-credit-report.html\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"aioseop-link\">\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f<\/a><\/strong> \u09a4\u09c8\u09b0\u09c0 \u0995\u09b0\u09c7 \u09af\u09c7 \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f \u09a5\u09c7\u0995\u09c7 \u098f\u0995\u099c\u09a8 \u098b\u09a3 \u0997\u09cd\u09b0\u09b9\u09c0\u09a4\u09be\u09b0 \u098b\u09a3\u09c7\u09b0 \u0987\u09a4\u09bf\u09b9\u09be\u09b8 \u09b8\u09ae\u09cd\u09aa\u09b0\u09cd\u0995\u09c7 \u09ac\u09bf\u09ac\u09b0\u09a3 \u09aa\u09be\u0993\u09df\u09be \u09af\u09be\u09df\u0964 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09c7\u09b0 \u098f\u0995\u099f\u09bf \u0997\u09c1\u09b0\u09c1\u09a4\u09cd\u09ac\u09aa\u09c2\u09b0\u09cd\u09a3 \u09ac\u09bf\u09b7\u09df \u09b9\u09b2\u09cb <strong>\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0<\/strong> \u09af\u09be \u098f\u0995\u099f\u09bf \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09c7\u09b0 \u09ae\u09be\u09a8\u09c7\u09b0 \u098f\u0995 \u09b8\u0982\u0996\u09cd\u09af\u09be\u0997\u09a4 \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u098f\u09ac\u0982 \u09af\u09be\u09b0 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u098f\u0995\u099f\u09bf \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09c7\u09b0 \u0997\u09c1\u09a8 \u09ac\u09bf\u099a\u09be\u09b0 \u0995\u09b0\u09be \u09b9\u09df\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u0986\u09b8\u09b2\u09c7 \u0995\u09bf ?<\/h2>\n\n\n\n<p>\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u09b9\u09b2\u09cb \u09a4\u09bf\u09a8 \u09b8\u0982\u0996\u09cd\u09af\u09be\u09b0 \u098f\u0995\u099f\u09bf \u09ae\u09be\u09a8\u0964 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09ac\u09cd\u09af\u09c1\u09b0\u09cb\/\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09bf\u0982 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u0986\u09aa\u09a8\u09be\u09b0 \u098b\u09a3 \u0987\u09a4\u09bf\u09b9\u09be\u09b8\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u09ac\u09bf\u09b6\u09c7\u09b7 \u0985\u09cd\u09af\u09be\u09b2\u0997\u09b0\u09bf\u09a6\u09ae \u09ac\u09cd\u09af\u09ac\u09b9\u09be\u09b0 \u0995\u09b0\u09c7 \u09ac\u09bf\u09b6\u09cd\u09b2\u09c7\u09b7\u09a3 \u0995\u09b0\u09c7 \u098f\u0995\u099f\u09bf \u09e9 \u09b8\u0982\u0996\u09cd\u09af\u09be\u09b0 \u09b8\u09cd\u0995\u09cb\u09b0 \u09aa\u09cd\u09b0\u0995\u09be\u09b6 \u0995\u09b0\u09c7\u0964 \u09a4\u09bf\u09a8 \u09b8\u0982\u0996\u09cd\u09af\u09be\u09b0 \u098f\u0987 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u09b8\u09be\u09a7\u09be\u09b0\u09a3\u09a4 \u09b8\u09b0\u09cd\u09ac\u09a8\u09bf\u09ae\u09cd\u09a8 \u09e9\u09e6\u09e6 \u09a5\u09c7\u0995\u09c7 \u09b8\u09b0\u09cd\u09ac\u09cb\u099a\u09cd\u099a \u09ef\u09e6\u09e6 \u098f\u09b0 \u09ae\u09a7\u09cd\u09af\u09c7 \u09b9\u09df\u09c7 \u09a5\u09be\u0995\u09c7\u0964 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u09af\u09a4 \u09ac\u09c7\u09b6\u09bf \u09b9\u09ac\u09c7 \u09a4\u09a4 \u0986\u09aa\u09a8\u09be\u09b0 \u09b2\u09cb\u09a8 \u09aa\u09be\u0993\u09df\u09be\u09b0 \u0995\u09cd\u09b7\u09c7\u09a4\u09cd\u09b0\u09c7 \u09b8\u09c1\u09ac\u09bf\u09a7\u09be \u09b9\u09ac\u09c7\u0964 \u098f\u0987 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u09a8\u09bf\u09df\u09ae\u09bf\u09a4 \u09ac\u09a6\u09b2\u09be\u09a4\u09c7 \u09a5\u09be\u0995\u09c7 \u09af\u09be \u09a8\u09bf\u09b0\u09cd\u09ad\u09b0 \u0995\u09b0\u09c7 \u0986\u09aa\u09a8\u09be\u09b0 \u09b2\u09cb\u09a8 \u09a8\u09c7\u0993\u09df\u09be \u098f\u09ac\u0982 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7 \u0995\u09b0\u09be\u09b0 \u09a7\u09b0\u09a3\u09c7\u09b0 \u0993\u09aa\u09b0\u0964<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong><span style=\"color:#0a0e76\" class=\"has-inline-color\">\u0995\u09cd\u09af\u09be\u099f\u09be\u0997\u09b0\u09bf<\/span><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span style=\"color:#0a0e76\" class=\"has-inline-color\">\u0995\u09cd\u09af\u09be\u099f\u09be\u0997\u09b0\u09bf<\/span><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u09ee\u09e6\u09e6-\u09ef\u09e6\u09e6<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><span style=\"color:#04560a\" class=\"has-inline-color\"><strong>\u0996\u09c1\u09ac \u09ad\u09be\u09b2\u09cb<\/strong><\/span><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u09ed\u09e6\u09e6-\u09ed\u09ef\u09ef<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span class=\"has-inline-color has-vivid-green-cyan-color\">\u09ad\u09be\u09b2\u09cb<\/span><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u09eb\u09e6\u09e6-\u09ec\u09ef\u09ef<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span class=\"has-inline-color has-luminous-vivid-amber-color\">\u09ae\u09cb\u099f\u09be\u09ae\u09c1\u099f\u09bf<\/span><\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>\u09e9\u09e6\u09e6-\u09ea\u09ef\u09ef<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><span class=\"has-inline-color has-luminous-vivid-orange-color\">\u0996\u09be\u09b0\u09be\u09aa<\/span><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u0995\u09be\u09b0\u09be \u0995\u09bf\u09ad\u09be\u09ac\u09c7 \u09a8\u09bf\u09b0\u09cd\u09a7\u09be\u09b0\u09a3 \u0995\u09b0\u09c7 ?<\/h2>\n\n\n\n<p>\u09ad\u09be\u09b0\u09a4\u09c7 RBI \u0985\u09a8\u09c1\u09ae\u09cb\u09a6\u09bf\u09a4 \u099a\u09be\u09b0\u099f\u09bf \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0987\u09a8\u09ab\u09b0\u09ae\u09c7\u09b6\u09a8 \u0995\u09cb\u09ae\u09cd\u09aa\u09be\u09a8\u09bf \u09b0\u09df\u09c7\u099b\u09c7 \u09af\u09c7\u0997\u09c1\u09b2\u09bf \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09ac\u09cd\u09af\u09c1\u09b0\u09cb \/ \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09bf\u0982 \u098f\u099c\u09c7\u09a8\u09cd\u09b8\u09c0 \u09a8\u09be\u09ae\u09c7\u0993 \u09aa\u09b0\u09bf\u099a\u09bf\u09a4\u0964<\/p>\n\n\n\n<ul><li>\u099f\u09cd\u09b0\u09be\u09a8\u09cd\u09b8\u0987\u0989\u09a8\u09bf\u09df\u09a8 \u09b8\u09bf\u09ac\u09bf\u09b2 (TransUnion CIBIL)<\/li><li>\u09b8\u09bf.\u0986\u0987.\u0986\u09b0.\u098f\u09ab \u09b9\u09be\u0987 \u09ae\u09be\u09b0\u09cd\u0995 (CRIF High Mark)<\/li><li>\u098f\u0995\u09cd\u09b8\u09aa\u09c7\u09b0\u09bf\u09df\u09be\u09a8 (Experian)<\/li><li>\u0987\u0995\u09c1\u0987\u09ab\u09cd\u09af\u09be\u0995\u09cd\u09b8 (Equifax)<\/li><\/ul>\n\n\n\n<p>\u09ac\u09bf\u09ad\u09bf\u09a8\u09cd\u09a8 \u09ac\u09cd\u09af\u09be\u0999\u09cd\u0995 \u0993 \u09ac\u09cd\u09af\u09be\u0999\u09cd\u0995 \u09a8\u09af\u09bc \u098f\u09ae\u09a8 \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u0997\u09c1\u09b2\u09bf \u09a8\u09bf\u09af\u09bc\u09ae\u09bf\u09a4 \u0986\u09aa\u09a8\u09be\u09b0 \u098b\u09a3\u09c7\u09b0 \u09a4\u09a5\u09cd\u09af \u098f\u0987 \u09b8\u09ae\u09b8\u09cd\u09a4 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09bf\u0982 \u098f\u099c\u09c7\u09a8\u09cd\u09b8\u09c0 \u0997\u09c1\u09b2\u09bf\u09b0 \u09b8\u0999\u09cd\u0997\u09c7 \u09b6\u09c7\u09af\u09bc\u09be\u09b0 \u0995\u09b0\u09c7\u0964 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09ac\u09cd\u09af\u09c1\u09b0\u09cb \u098f\u0987\u09b8\u09ae\u09b8\u09cd\u09a4 \u09a4\u09a5\u09cd\u09af \u09b8\u0982\u09b0\u0995\u09cd\u09b7\u09a3 \u0995\u09b0\u09c7, \u09ac\u09bf\u09b6\u09cd\u09b2\u09c7\u09b7\u09a3 \u0995\u09b0\u09c7 \u098f\u09ac\u0982 \u0986\u09aa\u09a8\u09be\u09b0 \u09a6\u09cd\u09ac\u09be\u09b0\u09be \u0997\u09c3\u09b9\u09c0\u09a4 \u0993 \u09ac\u09b0\u09cd\u09a4\u09ae\u09be\u09a8 \u098b\u09a3 \u098f\u09ac\u0982 \u098b\u09a3 \u09aa\u09b0\u09bf\u09b6\u09cb\u09a7\u09c7\u09b0 \u09b8\u09ae\u09b8\u09cd\u09a4 \u09a4\u09a5\u09cd\u09af \u09a8\u09bf\u09af\u09bc\u09c7 \u098f\u0995\u099f\u09be \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f \/ \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0987\u09a8\u09ab\u09b0\u09ae\u09c7\u09b6\u09a8 \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f (CIR) \u09a4\u09c8\u09b0\u09c0 \u0995\u09b0\u09c7 \u098f\u09ac\u0982 \u098f\u0987 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f \u09a8\u09bf\u09af\u09bc\u09ae\u09bf\u09a4 \u0986\u09aa\u09a1\u09c7\u099f\u0993 \u0995\u09b0\u09be \u09b9\u09af\u09bc\u0964 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u098f\u0987 \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b0\u09bf\u09aa\u09cb\u09b0\u09cd\u099f\u09c7\u09b0 \u098f\u0995\u099f\u09be \u0985\u0982\u09b6 \u09ac\u09bf\u09b6\u09c7\u09b7\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u09b8\u09cd\u0995\u09cb\u09b0 \u0995\u09bf \u0995\u09be\u099c\u09c7 \u09b2\u09be\u0997\u09c7 ?<\/h2>\n\n\n\n<p>\u0986\u09aa\u09a8\u09bf \u09af\u0996\u09a8 \u0995\u09cb\u09a8\u09cb \u0986\u09b0\u09cd\u09a5\u09bf\u0995 \u09aa\u09cd\u09b0\u09a4\u09bf\u09b7\u09cd\u09a0\u09be\u09a8\u09c7\u09b0 \u0995\u09cb\u09a8\u09cb \u09b2\u09cb\u09a8 \u09aa\u09cd\u09b0\u09cb\u09a1\u09be\u0995\u09cd\u099f \u09af\u09c7\u09ae\u09a8 \u09af\u09c7\u0995\u09cb\u09a8\u09cb \u09a7\u09b0\u09a3\u09c7\u09b0 \u09b2\u09cb\u09a8 \u0985\u09a5\u09ac\u09be \u0995\u09cd\u09b0\u09c7\u09a1\u09bf\u099f \u0995\u09be\u09b0\u09cd\u09a1\u09c7\u09b0 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